![]() That could make it difficult-even impossible-to undo the transaction if you make a mistake or change your mind. Someone could access your PayPal account if your smartphone is lost or stolen.Īnother potential problem is PayPal typically deducts a payment from your balance immediately. Or they could buy something from you and make it look like they paid you but cancel the payment before it actually reaches your account. You could buy something that never arrives. It is possible for scammers to rip you off. Online payment apps account for nearly 17% of the fraud reports the Federal Trade Commission receives from people who noted the payment method they used.
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